Terms of Service

Welcome to crypta.io ("Platform"), operated by Crypta ("Crypta", "Company", "we", "us", or "our"). By accessing or using crypta.io, you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using the Platform. These Terms constitute a legally binding agreement between you and Crypta governing your access to and use of the Platform, including all content, features, and services offered on or through the Platform. If you do not agree to these Terms, you must not access or use the Platform.

To use the Platform, you must: • Be at least 18 years of age or the age of majority in your jurisdiction, whichever is higher • Have the legal capacity to enter into binding contracts • Not be prohibited by applicable law from accessing or using the Platform • Not be located in, or a citizen or resident of, any jurisdiction where accessing or using the Platform is prohibited or restricted • Not be accessing the Platform from a restricted territory You are solely responsible for knowing and complying with the laws applicable to you. We reserve the right to restrict access in certain jurisdictions and to request information reasonably necessary to assess eligibility or comply with legal obligations.

To access certain features of the Platform, you must connect a compatible Solana wallet (a "Wallet"). By connecting a Wallet, you: • Confirm that you are the authorized owner or controller of the Wallet • Accept responsibility for all activity conducted through your Wallet • Agree to maintain the security of your Wallet credentials • Acknowledge that you are solely responsible for any transactions you sign or authorize Crypta will never ask for your private keys or seed phrase. You are responsible for securing your Wallet, device, browser extensions, and any associated authentication methods.

The Platform is an on-chain protocol deployed on the Solana Network. It provides smart contract infrastructure that enables Users to interact with markets and games, and enables third parties to supply liquidity to support those interactions. The Platform uses non-custodial smart contract vault mechanisms and programmatic rules for deposits, withdrawals, and settlement. Users interact through their own Wallet and authorize transactions via Wallet signatures. The Platform does not require access to user private keys. Certain functionality is designed to be verifiable using cryptographic methods and publicly observable blockchain activity. You acknowledge that your experience may be affected by Solana network conditions, wallet providers, RPC availability, maintenance, and other operational or safety controls.

The Platform is designed so that withdrawals require the user's Wallet signature. Crypta does not request or take possession of your Wallet private keys. Deposits: You may deposit supported tokens (WBTC on Solana) into program-defined vault accounts as part of using the Platform. Withdrawals: Withdrawals require you to sign a transaction from your Wallet. On-chain safeguards may restrict or delay withdrawals under certain conditions (for example: active session locks, timelocks, platform safety controls, or other program-enforced rules). Settlement: When you use the Platform (including trading, gaming, or lottery features), certain settlement actions may occur in accordance with smart contract rules, which may include credits and debits to reflect outcomes or profit and loss ("PnL"). Settlement may be subject to platform controls and network conditions.

crypta.io provides protocol interfaces and tools that allow users to: • Trade on probability-based markets (the "Probability Exchange") • Participate in games of chance and skill (the "Games") • Participate in the open bankroll liquidity pool as a liquidity provider ("Liquidity Pool" or "LP") • Participate in lottery-style products (the "Lottery") • Access results, transaction history, and verification tools made available by the Platform The Platform may add, remove, or modify products, features, markets, and rules at any time, including for security, compliance, risk management, or operational reasons. Where changes are material, we may provide notice via the Platform where reasonably practicable.

The Platform enables a permissionless, open bankroll liquidity pool that acts as the counterparty or source of liquidity for all Platform activities. By participating as a liquidity provider: • You acknowledge that providing liquidity involves financial risk, including the risk of loss • You understand that LP returns (if any) depend on Platform activity, fees, spreads, funding, game outcomes, and market conditions • You accept that the value of LP tokens may fluctuate and that you may receive less than your initial deposit upon withdrawal • You acknowledge that withdrawals may be subject to on-chain safeguards (timelocks for large withdrawals, if enabled) • You confirm you have sufficient knowledge and experience to evaluate the risks involved Participation is voluntary. You should only risk capital you can afford to lose. Crypta makes no guarantee of profitability, yield, or returns.

Trading involves risk. You acknowledge and agree that: • Markets can be volatile and outcomes can be uncertain • You may lose all or part of the funds committed to trading • Execution may be affected by latency, outages, network congestion, or other technical issues • Fees, spreads, and funding (where applicable) may impact realized outcomes • The Platform may implement risk controls, including session locks, withdrawal safeguards, and liquidation or settlement rules You are solely responsible for your trading decisions and for understanding how orders, fees, spreads, and settlement operate on the Platform.

Certain Platform features use cryptographic methods intended to support verifiability ("Provably Fair" mechanisms). These mechanisms may include Merkle tree commitments and inclusion proofs and may involve a combination of on-chain commitments and off-chain publication of verification data. You acknowledge that: • Verifiability mechanisms are intended to allow independent checking of certain outcomes or inputs • Not all data used by the Platform may be stored fully on-chain • Network conditions, client implementations, or third-party tools may affect your ability to verify data in real time

You agree not to engage in any of the following prohibited activities: • Using the Platform in any jurisdiction where access is illegal or prohibited • Attempting to manipulate, hack, exploit, reverse engineer, or disrupt any aspect of the Platform, smart contracts, or Engines • Using the Platform to launder money, finance terrorism, or engage in other illegal financial activities • Circumventing security measures, access controls, or safety systems • Interfering with other users' enjoyment of the Platform • Misrepresenting your jurisdiction, location, eligibility, or compliance status Violation may result in suspension or termination of access.

All financial transactions on crypta.io are conducted in cryptocurrency. By using the Platform: • You acknowledge the volatility and risks associated with digital assets • You understand that blockchain transactions are generally irreversible • You are solely responsible for verifying addresses, amounts, and transaction details before signing • You understand that network fees apply to blockchain transactions and are your responsibility Crypta may implement on-chain safeguards via timelocks for large withdrawals. Crypta also reserves the right to restrict access to the Platform interface where we reasonably suspect fraud, abuse, or violation of these Terms.

Crypta encourages responsible gaming. You should not participate with funds you cannot afford to lose.

All content on crypta.io, including text, graphics, logos, icons, images, and software, is the property of Crypta or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works, or use Platform content without our prior written permission.

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. As a blockchain-based Platform, certain transaction data is public, including wallet addresses and transaction histories. We may collect limited technical data for security and performance purposes. We do not sell personal information to third parties, but we may disclose information to comply with legal obligations.

You or we may terminate your access to the Platform at any time.

These Terms constitute the entire agreement. Severability, non-waiver, assignment restrictions, and force majeure conditions apply.

To the fullest extent permitted by applicable law: • The Platform is provided on an "as is" and "as available" basis without warranties of any kind • Crypta disclaims all warranties, express or implied, including merchantability, fitness for purpose, and non-infringement • Crypta is not liable for losses arising from technical failures, network outages, wallet provider issues, third-party actions, smart contract errors, market volatility, or force majeure events • Crypta shall not be liable for indirect, incidental, special, consequential, or punitive damages To the maximum extent permitted by law, Crypta shall have no liability for any loss of digital assets or value, including losses arising from smart contract vulnerabilities, blockchain network failures, wallet compromise, user error, third-party services, market movements, or liquidity provider outcomes. Crypta’s total aggregate liability for any claim shall not exceed the lesser of US$100 and the share of fees actually received by Crypta from you in the preceding 30 days. Nothing limits liability that cannot be excluded under applicable law.

You agree to defend, indemnify, and hold harmless Crypta and its affiliates, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: • Your violation of these Terms • Your use of the Platform • Your violation of any applicable laws or regulations • Your infringement of any third-party rights

Crypta reserves the right to modify these Terms at any time. We will post updated Terms on the Platform and update the "Last Updated" date. Your continued use of the Platform after changes become effective constitutes acceptance of the updated Terms. If you do not agree to the modified Terms, you must stop using the Platform.

These Terms shall be governed by and construed in accordance with applicable laws of Costa Rica. Any disputes arising from or relating to these Terms or the Platform shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration by a neutral arbitrator in English, under internationally recognized arbitration rules. You agree to waive any right to participate in class action lawsuits or class-wide arbitration related to the Platform or these Terms.

support@crypta.io